How it works · Bank statement

Plans

Personal $99/yr
Business $249/seat/yr

Buy Cover

Redact your statements, then ask Ai where your money goes

Cover takes your identity out of your statements before Ai sees them. The amounts stay, so Ai can still show you where your money goes.

How it works

Stop leaking your identity to Ai

Drag the bank statement into Cover, then drag the redacted copy into your Ai chat. It answers with labels where the private details were.

Animation: Bank statement.pdf is dragged into Cover, which replaces each private detail on the page with a label (ACCT_1, ADDR_1, NAME_1). The redacted copy is dragged into an Ai chat with a question, and the Ai answers using the labels.

The bank statement as the Ai receives it, Bank statement-redacted.pdf: First Federal March 2026 [NAME_1] [ADDR_1] Everyday Checking [ACCT_1] Beginning balance $6,412.30 Ending balance $4,980.12 Rent $1,850 Groceries $612 Dining out $288 Transport $164 Streaming $96

Question: Where did most of my money go this month?

The Ai's answer: Rent took about 61% ($1,850) of [ACCT_1]’s spending. Groceries were next at $612.

Try it on your own document: drop a PDF into Cover for Web and see what it redacts.

Ask Ai

A read on your spending from Ai, without your identity or your client's

Turn on Tokens and each redaction carries a label like [NAME_1] or [ACCT_1], the same on every page. The Ai can still tell your accounts apart and answers with the labels. It works from the labels, not the real details.

What subscriptions could I cut?

Across [ACCT_1] and [ACCT_2] there are seven recurring charges, about $96 a month. Two streaming services overlap, and one app hasn't been used since spring.

Am I spending more than I did in the spring?

Yes, about $340 a month more on [ACCT_1], mostly dining out and rides. Rent and groceries are flat.

Simulated answers.

What it removes

What Cover removes from your statements

Cover finds these on its own and redacts them:

  • Names, joint holders too
  • Account numbers
  • Card numbers
  • Routing numbers
  • Addresses
  • Phone numbers
  • Email addresses

The amounts and dates stay readable, so the Ai can still group the spending. You check every page in the editor before you save.

Benchmark

Cover vs Apple Intelligence

Cover and Apple Intelligence, Apple's built-in on-device model, redacted the same real documents.

Same 18 PDFs: Cover caught 100% of 149 private details, 0 leaked, 12 over-redacted, 3.2 s per PDF. Apple Intelligence caught 50%, 76 leaked, 129 over-redacted, 4.6 s per PDF.

See how Cover's redaction engine hides your personal information vs the best local Ai engines

Questions

Should I redact bank statements before giving them to ChatGPT?

Yes. To sort your spending, the Ai needs the amounts, not your name or account numbers.

What about a joint account?

Cover keeps the two people apart. Turn on Tokens and each gets their own label, like NAME_1 and NAME_2, on every page.

More: Tax notice · Medical records · Investments · Lease · Mortgage · Cover vs Adobe Acrobat

For professionals: For attorneys · For investment advisors · For HR teams · For FOIA and public records · For tax preparers