How it works · Mortgage

Plans

Personal $99/yr
Business $249/seat/yr

Buy Cover

Redact your mortgage papers, then ask Ai about your home loan

Cover takes your identity out of your mortgage papers before Ai sees them. The numbers stay, so Ai can still explain each payment.

How it works

Stop leaking your identity to Ai

Drag the mortgage statement into Cover, then drag the redacted copy into your Ai chat. It answers with labels where the private details were.

Animation: Mortgage bill.pdf is dragged into Cover, which replaces each private detail on the page with a label (ADDR_1, ID_1, NAME_1). The redacted copy is dragged into an Ai chat with a question, and the Ai answers using the labels.

The mortgage statement as the Ai receives it, Mortgage bill-redacted.pdf: Cascade Lending April 2026 Borrower [NAME_1] Loan number [ID_1] Property [ADDR_1] Amount due by May 1 $2,832.00 Principal $1,112 Interest $1,318 Escrow $402

Question: How much principal vs interest am I paying right now?

The Ai's answer: On loan [ID_1], $1,112 is principal and $1,318 is interest this month, so about 46% builds equity.

Try it on your own document: drop a PDF into Cover for Web and see what it redacts.

Ask Ai

Home-loan answers from Ai, without your identity or your client's

Turn on Tokens and each redaction carries a label like [NAME_1] or [ID_1], the same on every page. The Ai can still tell the borrowers and the loan apart and answers with the labels. It works from the labels, not the real details.

Why did my escrow payment go up?

The escrow analysis for loan [ID_1] shows the property tax bill rose $620 and the account ran $310 short, so the monthly escrow went up about $78 to cover both.

What would refinancing at a different rate change?

At the balance on [ID_1], each percentage point lower cuts the payment by roughly $160 a month, before closing costs. The Ai can lay out the trade-off; a lender quotes the real numbers.

Simulated answers.

What it removes

What Cover removes from your mortgage papers

Cover finds these on its own and redacts them:

  • Borrower and co-borrower names
  • Loan numbers
  • Property and mailing addresses
  • Autopay account numbers
  • Routing numbers
  • Social Security numbers in closing packages
  • Dates of birth
  • Phone numbers
  • Email addresses

The numbers stay readable. You check every page in the editor before you save.

Benchmark

Cover vs Apple Intelligence

Cover and Apple Intelligence, Apple's built-in on-device model, redacted the same real documents.

Same 18 PDFs: Cover caught 100% of 149 private details, 0 leaked, 12 over-redacted, 3.2 s per PDF. Apple Intelligence caught 50%, 76 leaked, 129 over-redacted, 4.6 s per PDF.

See how Cover's redaction engine hides your personal information vs the best local Ai engines

Questions

Can I redact a whole closing package?

Yes. There's no page limit. It just takes longer.

Will the loan number come out everywhere?

Yes. Redact a value once and Cover finds it elsewhere in the document too, and you check every page.

Is it faster than redacting in Acrobat?

Yes. On the same mortgage statement, Cover took 13 seconds and Acrobat 30. Cover vs Adobe Acrobat

More: Tax notice · Bank statement · Medical records · Investments · Lease · Cover vs Adobe Acrobat

For professionals: For attorneys · For investment advisors · For HR teams · For FOIA and public records · For tax preparers